DAVID MCCURRACH

1536 Bedford Common

Franklin, TN 37064

615.585.9429

dmccurrach@comcast.net

 

 

PROFESSIONAL EXPERIENCE

           

KIDS’ MONEY, Franklin, TN                         

Founder, Chief Executive Officer (June 2004 – Present)

            Internationally acclaimed organization dedicated to championing children’s financial education

MILESTONES

·         Primary website – www.kidsmoney.org – Google rated #1 for “kids and money” search

·         Latest book – Allowance Magic: Turn Your Kids Into Money Wizards – Amazon rated as their bestselling book on allowances

·         Featured in hundreds of magazine and newspaper articles in such publications as Business Week, Parents, USA Weekend, and The Wall Street Journal, as well as in numerous radio and television programs including CBS MarketWatch and The Fox Report

·         Allowance Magic Online – soon to be the nation’s premier source of online, real-time money management tools for kids and parents (in development)

 

CERTEGY, Tampa, FL

Member, Advisory Board (2002 – 2003)

Focused on eBanking and associated products. Identified and discussed new opportunities, set priorities for system enhancements, evaluated new products.

 

FRANKLIN NATIONAL BANK, Franklin, TN                                 

Senior Vice President, Sales & Marketing (March 2001 – June 2004)

Responsible for eBanking, Treasury Management, Call Center, Sales & Marketing Departments

Senior Vice President, eBanking (November 2000 – March 2001)

Responsible for eBanking, Treasury Management, Call Center Departments

Senior Vice President, Information Technology (February 1997 – November 2000)

Responsible for eBanking, Phone and Data Networks, Data and Check Processing Departments

            MILESTONES

eCommerce Initiatives

·         January 3, 2000 – Debuted eBanking

o        1,500 customers enrolled by January 2001; 3,000 by November 2001; 4,000 by June 2002 (approximately 40% of total customers – four times the then national average of 10% of customers)

·         September 9, 2000 – One of the first banks in the United States to offer wireless access to eBanking

·         January 2001 – Debuted eTellers

o        One of the first banks in the country to offer in-branch Internet kiosks (featured in Bank Marketing and Bank Systems & Technology magazines; invited to present at kiosk.com annual convention)

o        The first bank ever to utilize infrared technology to automatically logoff eBanking customers

·         May 2001 – Conceived, developed and marketed CommunityMarketCenter.com

·         September 2001

o        Franklin Net Branch named the nation’s third best community bank website by MicroBanker (based on functionality, NetBank was fourth)

o        Debuted online check images (one of the first banks in the region)

·         October 2001 – Developed and marketed PayPropertyTaxes.com

·         February 2002 – Conceived and developed GreatCDRates.com

·         August 2002 – Debuted eStatements (one of the first banks in the region)

            Information Technology

·         Spearheaded rapid technological expansion as bank assets grew from 167 million to almost a billion dollars and locations more than doubled from 4 to 9 (without adding IT personnel)

·         One of the first banks to exclusively use in-house, pc-based systems and private fiber optic networks

Marketing

·         May 1, 2001 – Instrumental in having Chairman and President open NASDAQ to commemorate corporate listing on their national market

·         August 2001 – Reengineered student checking (Student Choice) – increased from 47 accounts in 12 years to almost 350 accounts in the next 10 months

·         Revamped and increased effectiveness of statement stuffer program, account information packets and product flyers

·         October 2002 – Conceived and wrote highly effective and extremely popular Pineapple Gold Standard – a full-color, glossy quarterly newsletter for 50+ age group

 

TENNESSEE CREDIT UNION LEAGUE, Chattanooga, TN

Director, Credit Union Development Services (September 1993 – February 1997)

            MILESTONES

·         Conceived, developed and marketed CUATM (first Tennessee credit union ATM network)

·         Resurrected and championed check card program (began a major revenue stream)

·         Conceived and developed manual procedure for small Tennessee credit unions to comply with Truth-In-Savings regulations (implemented nationwide)

 

MCCURRACH & COMPANY, Franklin, TN        

Founder, Chief Executive Officer (August 1986 – September 1993)

            MILESTONES

·         Conceived, developed and marketed inexpensive, PC-based, in-house share draft processing system (saved 40 credit unions hundreds of thousands of dollars annually while improving member service)

 

VOLUNTEER CORPORATE CREDIT UNION, Brentwood, TN    

Vice President, Sales & Marketing (September 1982 – August 1986)

            MILESTONES

·         Conceived and marketed highly-successful statewide share draft processing program

·         Spearheaded double-digit annual growth

 

PREVIOUS POSITIONS

 

OKLAHOMA CREDIT UNION LEAGUE, Tulsa, OK

Manager, Oklahoma Corporate Credit Union; Director, Special Projects; Director, Governmental Affairs

 

WHITE ROCK COMMUNITY CREDIT UNION, Dallas, TX

Chief Executive Officer

 

TEXAS CREDIT UNION LEAGUE, Dallas, TX

EFT Coordinator; Member Services Representative

 

LINCOLN NATIONAL LIFE INSURANCE COMPANY,

Springfield, MO

Life Insurance Sales

 

PROVIDENT MUTUAL LIFE INSURANCE COMPANY, Dallas, TX

Life and Health Insurance Sales

 

MILITARY

 

UNITED STATES AIR FORCE, Worldwide

Captain                                                                    December 1969 – December 1974

Pilot, Aircraft Commander KC-135

Decorated Combat Veteran

Squadron Information Officer

 

EDUCATION

 

SOUTHERN METHODIST UNIVERSITY, Dallas, TX

Batchelor of Arts, Economics Major

           

THE UNIVERSITY OF DALLAS, Dallas, TX

14 hours towards MBA

 

CUES EXECUTIVE MARKETING INSTITUTE, St. Louis, MO

 

MISSISSIPPI STATE UNIVERSITY, Starkville, MS

Currently enrolled in first course of the Certified Financial Planner curriculum

 

OTHER INTERESTS

 

Speaking and writing

            MILESTONES

·         December 1995 – Conceived, developed and promoted the Kids’ Money website

·         January 1996Kids’ Money recognized by Prodigy as one of the 12 best websites developed by their members (Pages to Watch competition); invited to host a number of Prodigy chats

·         November 1998 – Conceived, developed and promoted the Kids’ Money Store website (www.kidsmoneystore.com)

·         January 2000 – Authored, published and marketed Kids’ Allowances and the Allowance Workbook

·         November 2001 – Conceived, developed and promoted The Monopoly Store website (www.themonopolystore.com)

·         July 2003 – Authored, published and marketed Allowance Magic

·         January 2004 – Conceived, developed and promoted the Allowance Magic website (www.allowancemagic.com)

 

REFERENCES AVAILABLE UPON REQUEST